Contactless payments are payments and withdrawals made by tapping either a contactless chip card or payment-enabled mobile, wearable device over a contactless-enabled payment terminal or ATM. Cards, phones, watches and other devices use the same contactless technology. When you tap to pay checkout is secure, convenient and touch-free.
如何“点击支付”."
Look for the contactless symbol icon at checkout
When prompted, simply tap your contactless Visa® card on the checkout terminal
Your payment is processed securely in seconds
Contactless payment security.
Tapping to pay with your Visa® contactless chip card or payment-enabled mobile/wearable device is a secure way to pay because each transaction generates a transaction-specific, 一次性代码, that is extremely effective in reducing counterfeit fraud.
付款, your contactless chip card or payment-enabled mobile/wearable device must be placed within 2 inches of the Contactless Symbol located on the checkout terminal in order for the transaction to take place (so you can’t pay accidentally). You can also rest assured that Visa will protect your payment information from fraud losses and unauthorized purchases with Visa’s Zero Liability Policy*.
*Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
Frequently asked questions about your new contactless card.
是的. Contactless credit cards are currently among the safest forms of payment. It’s incredibly difficult for a hacker to recreate the 一次性代码 that contactless credit cards create for each transaction. Compared to magnetic strips that are more easily duplicated, contactless credit cards are much more secure. Here is an informative article that independently verifies these facts.
Anywhere that accepts credit cards. If a register isn't contactless enabled, you can still swipe or insert your card. Contactless technology is supported by thousands of od merchants, including McDonald's, 星巴克, 地铁, 商人乔的, Walgreen's and Whole Foods.
While most vendors initiate purchases, it's important to make sure only one contactless device is close to the reader. So when using your CUofCO contactless chip card, please separate it from other contactless cards.
Unlike some other cards issued by Visa, our advanced technology has rendered the need for a signature obsolete. Therefore, please refrain from signing your card.